Mortgages
At Parkview Mortgages we specialise in First Time Buyers, Re-mortgages, Home Movers, Buy to Let Mortgages, Further Advances and Self Build mortgage. We have extensive experience in Shared Equity Schemes, available via the UK Government, Scottish Government, House Builders and Housing Associations, which include the LIFT, Shared Ownership and Forces Help to Buy.
Life Insurance
Life insurance can pay your dependents a lump sum of money should you pass away. It is designed to provide you with the reassurance that your dependents will be looked after if you’re no longer there to provide. The amount of money paid out depends on the level of cover your purchase. You decide how it is paid out and whether it will cover specific payments, such as mortgage or rent.
Income Protection
Income protection insurance which is also known as Sick Pay Insurance provides a monthly replacement income of up to 70% of your gross annual earnings to cover your essential outgoings should you be unable to work due to accident or sickness.
Those who tend to benefit the most from protecting their earnings include the Self Employed and Contractors, those without sick pay or savings as well as individuals in higher risk occupations.
Critical Illness Cover
Critical illness cover provides a lump sum payment should you suffer a critical illness such as heart attack, cancer or stroke. Most policies cover over 40 critical illnesses, all of which are defined within the insurer’s terms.
Building & Contents Insurance
Buildings and Contents insurance is an important part of owning your own home. As part of the conditions of your mortgage offer your will be expected to have buildings insurance in place for your anticipated completion date. We have an approved panel of insurance companies that can ensure those needs are met. Don’t forget about your content’s insurance though, this covers your prized possessions and ensures that if anything happens to them, they can be replaced. It is important that you are not caught out with the details; we will use our industry knowledge to source the best cover.
Next Steps…
Please get in touch with us via the contact us section and we can review your current insurance plans/give you a full recommendation for your current circumstances.